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Joseph M. Sciabica, ChFC®, CFP®, RICP®, CEPA®

Joseph M. Sciabica, ChFC®, CFP®, RICP®, CEPA®

Principal & Founder, Patel & Sciabica Financial Group LLC | Living Balance Sheet National Trainer

212.261.1802

212.541.8808

jsciabica@wagllc.com

Joe Sciabica entered the financial services and insurance industries in 1994 and holds the designations of Certified Financial Planner® (CFP®), Chartered Financial Consultant® (ChFC®), Retirement Income Certified Professional® (RICP®), and Certified Exit Planning Advisor® (CEPA®). Together with his partner, Bina Patel, he leads Patel & Sciabica Financial Group LLC, serving clients in approximately 20 states. Joe is also a valued member of the Leadership Team at WAG, where he plays an integral role in training and developing associates within the firm.

Joe grew up in a working, middle-class family that moved from Brooklyn to Glendale, Queens in the late 1970s. Surrounded by the examples of his hardworking parents and grandparents, he learned early on the value of grit, consistency, and sacrifice. From delivering newspapers with his father at 4:30 a.m. to earning scholarships to high school and college, Joe’s strong work ethic was instilled at a young age.

Although he originally planned to pursue a career in law, a pivotal class during his junior year at Fordham University sparked his interest in financial services and led to a rewarding career spanning more than 30 years. He brings that same determination, curiosity, and deep commitment to helping others into the work he does today by supporting individuals, families, and closely held businesses in making sound financial decisions that positively impact their futures.

Joe is a former Director for the NYC Chapter of the Society of Financial Service Professionals and is currently an active member of both the National Association of Insurance and Financial Advisors (NAIFA) and the Financial Planning Association of New York (FPANY). He is licensed for the sale of insurance and investment products in multiple states and frequently speaks at industry events. In 2013, he was appointed as a national trainer for The Guardian Life Insurance Company of America.

He is a founding member of the Regis Financial Network (RFN), an affinity group within the Regis High School Alumni Association that promotes networking and professional development among alumni in the financial services industry.

Joe received his B.S. in Marketing from Fordham University in 1994. After living in and around New York City for most of his life, he now calls New Windsor, NY, home. He is especially proud of his son, Nicholas, a standout student-athlete at Emmanuel College in Boston and captain of the men’s volleyball team. Together, they enjoy hiking, camping, and competing in Spartan races.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. CA Insurance License #0E85883.