Looking forward to a long and happy retirement? An annuity is a contract with an insurance company that can ensure you have guaranteed income once you get there. To help you reach a retirement you’ll enjoy, we offer variable, fixed and income annuities. 

Income Annuities 

Everybody’s different, but in retirement, everyone needs income. Income annuities create a guaranteed cash flow. Take a look at immediate annuities if you need income right away. If you have time, deferred income annuities might suit you better. It’s your future. We can help you find the one you want. 

Fixed Annuities 

Financial markets have their ups and downs, bringing about uncertainty. But in prepping for retirement, reliability may be more appealing to you. A fixed annuity provides a guaranteed rate of return each year on your premium (the amount of money you contribute to the annuity). Using a fixed annuity to help build reliable assets for your retirement may give you the confidence you’ll need in this upcoming stage of life, as well as access to income when you need it. 

For example, the Guardian Fixed Target AnnuitySM offers a guaranteed rate of return for three-to-ten year periods (may not be available at all times). You can select the time period that best fits your retirement time frame. 

  • Dependability
  • Tax-deferred growth
  • Compounded growth
  • Guaranteed income
  • Flexible withdrawals
  • Opt to renew 

Variable Annuities 

The day you stop working is a brand new stage in life. Ideally, a long and happy one. But to live this new beginning to the fullest, you’ll need income. In an optimal portfolio that’s part of a retirement plan, you’ll have the benefit of an array of savings and investment strategies. A variable annuity allows you to accumulate tax-deferred savings and then, during the payout period, provides you with the option to start receiving regular payments year after year for your lifetime, or for a specific time period.

  • Tax-deferred growth
  • Protecting your beneficiaries
  • Regular payments

Variable annuities and their underlying variable investment options are sold by prospectus only. Investors should consider the investment objectives, risks, charges and expenses carefully before investing. This and other information are contained in the prospectus or summary prospectus, if available, which may be obtained from your investment professional. Please read it before you invest or send money.